Fairway Home Mortgage · Eden Prairie, MN
Got a mortgage question?
Just ask Steven.
Buying a home comes with a hundred questions — and none of them are dumb. Text Steven, get a straight answer in plain English, and see what you actually qualify for, all before you ever touch an application.
- NMLS #2377473
- Licensed in Minnesota & Wisconsin
- No forms · no tracking
Steven Tran
Fairway Home Mortgage
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Loan programs explained
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States licensed (MN & WI)
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Pieces of your info collected
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Dumb questions, ever
Meet your loan officer
A guide for the biggest purchase of your life.
Steven Tran is a Fairway Home Mortgage loan officer based in Eden Prairie, MN. He works best with the people this industry tends to rush: first-time buyers, first-time builders, and anyone who wants every number explained before they sign anything.
His job is to make the mortgage the easy part: what your payment really looks like, what assistance you might qualify for, and what happens at each step — in plain language, with no pressure and no judgment about what you don't know yet.
Steven Tran · NMLS #2377473 · Loan Officer
No idea where to start? Perfect.
Four low-stakes steps, at your pace.
Start with a text
No application, no credit pull, no commitment. Tell Steven where you are — even if that’s “I have no idea where to start.”
See a real number
Play with the payment calculator until the monthly number feels real. Every figure is a sample, clearly labeled.
Find your program
FHA, conventional, VA, USDA, down payment assistance — Steven maps which ones you actually qualify for.
Get pre-approved
When you’re ready, a clean pre-approval makes your offer stronger. Steven walks you through exactly what’s needed.
Loan programs, in plain English
There's probably a door built for you.
Every loan below is one Steven can walk you through — including the ones people assume they don't qualify for.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Down Payment Assistance
Minnesota has real down payment help — Minnesota Housing programs can put thousands toward your down payment and closing costs.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Steven will show you. When it doesn’t, he’ll tell you.
Learn more →Learn without the sales pitch
Ask the "dumb" question here first.
The glossary and guides explain everything in friend-language — no email wall, no gotcha.
Your first step is one text away.
No application, no credit pull, no obligation — just tell Steven where you are, and he’ll map what’s next at your pace.